tag:blogger.com,1999:blog-59135421743125458222011-04-22T09:28:58.035+08:00Specialist in helping people protect their current lifestyle and realise their dreams. <br>* Financial Well-Being Check * Life and Income Protection * Legacy Planning *<br>Call me at 9199-4414Gary Limhttp://www.blogger.com/profile/15586146677563315306noreply@blogger.comBlogger191100tag:blogger.com,1999:blog-5913542174312545822.post-14720459080102902382009-02-26T17:10:00.000+08:002009-02-26T17:11:11.385+08:00

Straits Times - Feb 26, 2009 REVIEW INTERVIEW Can China grow itself out of trouble?Andy HoLast week, the noted China expert, Professor Woo Wing Thye, testified before the United States Congress on China's role in the crisis. Senior writer Andy Ho asks the University of California at Davis economist, who is also affiliated with Brookings Institution, about China's growth

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The Straits Times - Feb 26, 2009CPF-invested stocks and unit trusts fall in valueBy Michelle Tay LAST year's market meltdown has slashed over a third of the value of the investment of retirement savings in stocks and unit trusts under the Central Provident Fund Investment Scheme (CPFIS). Their plunging values were roughly in line with a slump that hit bourses around the world. Only

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The Straits Times - 23 February 2009Inflation cools to 2.9%by Robin ChanSINGAPORE'S inflation eased significantly in January, continuing its downward trend. The consumer price index (CPI), which tracks prices of a basket of commonly purchased goods, rose 2.9 per cent in January over a year ago, the Department of Statistics reported on Monday. This is slower than the 4.3 per cent rise in

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MEDICAL INSURANCE: A QUICK GUIDE Hospital and surgical This type of policy reimburses expenses for inpatient and some outpatient medical treatments. Buy a plan that reflects your health-care expectations, such as the type of ward you would prefer should you be hospitalised. Choose a guaranteed-renewable plan that provides lifetime cover. An 'as-charged' plan,

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Sunday Times - Feb 22, 2009Cover yourself before it's too latePersonal medical plans are essential as most group policies are not portableBy Lorna Tan Relationship manager Stephen Tang never thought of buying a personal medical plan as he has always counted on his employer's insurance programme. It dawned on him only when he got the pink slip last month that he now

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Business Times - 16 Feb 2009Planning early for life coverageJust why is life insurance so crucial and why is it important to start a policy as early as possible? QUAH CHIN CHIN lays out the basicsBUYING a life insurance policy is a crucial step in financial planning. Such insurance is a long-term commitment that provides financial coverage to the policyholder or his beneficiary in the event of

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The Sunday Times - Feb 15, 2009Going for value stocks pays off in long run Buying underpriced or undervalued stocks is what is termed as a value-oriented investment strategy, and some believe this beats other investment styles over the long termBy Gabriel Chen It has been a trying time for investors, with stock markets around the world plunging on every

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Dollar cost averaging or lump sum investing? By Daniel Buenas - Jan 29, 2007The Business Times A CONCEPT, or practice, that is often touted by financial advisers and those in the financial community is that of dollar cost averaging. This means investing a fixed sum of money at a regular interval, regardless of how the market is doing. However, while it is a commonly-used technique, not

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Dollar cost averaging is a technique designed to reduce market risk through the systematic purchase of securities at predetermined intervals and set amounts. Many successful investors already practice without realizing it. If you participate in a regular savings plan, you are already using this tool. Many others could save themselves alot of time, effort and money by beginning such a plan. Dollar

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The Straits Times - Feb 14, 2009budget debate: CHANGES IN CPFInvestors must keep at least $30,000 in Special Account PEOPLE with less than $30,000 in their Special Accounts (SA) will not be able to use these funds to invest under the Central Provident Fund Investment Scheme (CPFIS) from May 1. Acting Manpower Minister Gan Kim Yong said this was being done because the SA receives an

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Business Times - 14 Feb 2009A beacon of stabilityWith prices hitting new records, gold promises to become even more appealing as billions in US government stimulus set the stage for rising inflation and a weaker dollarTHE gold-mining sector is rapidly emerging as a beacon of stability in an uncertain stock market, and a flood of recent equity issues by miners has topped up their balance sheets

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The Straits Times - Feb 14, 2009NTUC Income bucks trend with 14% growth By Lorna Tan INSURER NTUC Income has bucked the current slowdown by notching up strong 14 per cent growth in its life insurance premiums (excluding annuities) to $255.8 million last year. This was a far stronger performance than overall industry growth in the same period of a mere 3 per cent. Income

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The Straits Times - Feb 14, 2009budget debate: CHANGES IN CPFRules on CPF top-ups for family members easedMORE CPF members will be able to top up the accounts of their family members following changes announced yesterday. From April, they need only to have CPF balances of at least the prevailing Minimum Sum before being allowed to do top-ups. At present, they need to have 1.5 times the

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The Straits Times - Feb 14, 2009Higher Medisave limits will lower out-of-pocket expensesBy Judith TanWHEN Emilia Dayana Abdul Hamid needed an operation on her knee in December last year, she opted for the semi-private B1 class at Alexandra Hospital (AH) for her hospital stay. 'I thought I was covered by the company's managed health-care scheme (MHS),' said the 25-year-old customer

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The Straits Times - Feb 14, 2009Easier now to pick a CPF annuity planSchemes streamlined to four, three of which have refundable featureBy Sue-Ann ChiaTHE Government has produced a more streamlined package of annuities to give Singaporeans a steady stream of retirement income for life. The package of four plans, to be run by the Central Provident Fund (CPF) Board, is a revision of an

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The Straits Times - Feb 13, 2009MEDISAVE USE FOR MENTALLY ILLWelcome move for sufferersIt de-stigmatises illness, encourages patients to seek treatment, say psychiatrists & lobbyistsBy Judith TanPSYCHIATRISTS and lobbyists have welcomed the decision to relax restrictions on Medisave use, as it will allow up to 20,000 people currently suffering from schizophrenia and clinical depression

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The Straits Times - Feb 10, 2009More Medisave for private hospital bills Funds can be tapped for outpatient treatment of some mental ailments tooBy Salma KhalikBY JUNE, middle-income Singaporeans can tap their Medisave accounts to pay a larger part of their private hospital bills. The amount they can withdraw for operations will go up, in some cases, by as much as 80 per

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The Sunday Times - Feb 8, 2009Finding real value in beaten-down marketsBy Lorna Tan With stocks hitting new lows, the share market is like another Singapore sale but minus the crowds, given that only a few brave souls are putting their cash down. While investors may have misgivings about the uncertain and volatile markets, the assets are just too cheap to ignore. Valuations of

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Article from Sunday Times (1 Feb 2009)Singaporeans are financially ill-prepared if they lose their jobs, and they can do a lot more to improve their financial health, according to two recent surveys. The Citi Fin-Q (Financial IQ) survey conducted by Citibank Singapore polled 400 respondents online in mid-October, just a few weeks after the financial crisis took a drastic turn. About 20 per cent

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